How do I check whether our insurance cover is enough?

Insurance → Adequacy: one card per active policy with a verdict — adequate, under-insured or unknown — and both figures, the limit held and the highest requirement. Beneath, record who demands what (a client, a contract, a scheme) in the requirements ledger, and confirm the exposure for the chosen financial year (turnover, wage roll), which Saral suggests. Unknown means a figure is missing. Once exposure is entered, Cost also shows premium as a rate per pound of wage roll or turnover.