Can Saral draft Xero bank rules for me?

Yes, as drafts you copy into Xero. On Bank Recon press Rules: a rule is drafted once the same payee has been coded to the same account at least four times in a row. Each rule has Copy rule (in Xero's field order) and a Xero bank rules link to the company's bank accounts in Xero (Manage account → Bank rules). Saral does not create the rule in Xero itself. With no such history yet the panel says No bank rules to draft yet.