How does “Cost, the books, adequacy and the declaration” work on the Insurance page?

Cost lays the gross premium out by policy and year with the change and the monthly outgoing. Reconcile is the ledger's side of the same story: journal lines on the insurance accounts and the insurer, broker and premium-finance contacts, tied to terms, with each term's expected premium against what was charged and anything paid with no policy behind it. Adequacy compares each cover's limit with the highest requirement anybody has placed on the group — a client's contract, a scheme, a framework — against the exposure for the year, and says adequate, under-insured or unknown. Declaration answers the broker's renewal questionnaire from the books, the payroll history and the registers, leaving a person only the questions that need judgement; Copy last year brings last year's figures and answers in as a starting point to confirm, never as an answer. Where: Insurance (/accounts/insurance).